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JET Programme Accident Insurance – Details

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Details of Coverage for JET Programme Accident Insurance
Type of Coverage Amount of Coverage Details
Death ¥20,000,000 In the event of death within 180 days reckoning from the date of an accident due to an injury sustained in a sudden and accidental extraneous incident during the period of coverage, the amount insured shall be paid fully.
Physical Impediment Depending on the degree of disability sustained 3%-100% of ¥20,000,000 In the event of a physical impediment within 180 days reckoning from the date of an accident due to an injury sustained in the same accident as above, 3% to 100% of the amount insured shall be paid depending on the degree of disability sustained.
Medical Expenses for Accidental Injury ¥700,000(¥5,000 deductible) In the event of receiving medical treatment from a doctor for an injury sustained in a sudden and accidental extraneous incident during the period of coverage, the amount calculated by deducing ¥5,000 from the amount deemed to be appropriate under normal circumstances (limited to the costs requried within 180 days reckoning from the date of an accident), as part of the medical expenses actually incurred in any of the following events, shall be paid within the limits of the amount insured:
1. Medical care and hospitalisation-related expenses paid to doctors and hospitals (including emergency transfer costs, room charges for accommodation facilities, etc., when hospital service is unavailable for a resting treatment prescribed by a doctor)
2. Expenses for employing a translator and transportation expenses that have been necessitated for medical treatment
3. Communication expenses such as international telephone charges and expenses for purchasing personal items (up to ¥50,000) (underlined expenses shall be limited to ¥200,000 in total)
Death from Sickness ¥6,000,000 The amount insured shall be fully paid in any of the following events:
1. In the event of death from illness during the period of coverage
2. In the event of death within 30 days reckoning from the expiry date of the period of coverage after receiving medical treatment from a doctor within 72 hours upon expiry of the period of coverage due to an illness contracted after inception of the period of coverage
3. In the event of death within 30 days reckoning from the expiry date of the period of coverage due to a specific infection acquired during the period of coverage
Medical Expenses for Sickness ¥700,000(¥5,000 deductible) The amount calculated by deducting ¥5,000 from the amount deemed to be appropriate under normal circumstances (same as in the paragraph of Medical Expenses for Accidental Injury and limited to the costs required within 180 days reckoning from the date of the first visit), as part of medical expenses actually incurred in any of the following events, shall be paid within the limit of the amount insured:
1. In the event of receiving medical treatment from a doctor within 72 hours upon expiry of the period of coverage due to an illness contracted after inception of the period of coverage
2. In the event of receiving medical treatment from a doctor within 30 days reckoning from the expiry date of the period of coverage due to a specific infection acquired during the period of coverage
Personal Liability Insurance ¥50,000,000 In the event the insured party is held legally responsible as a result of causing injuries to others or causing damage to other person’s property in personal daily life during the period of coverage, the amount of liability shall be paid up to the limit of the amount insured.
Rescue Expenses ¥4,000,000 In the event of the following, the actual costs and expenses paid by the insurance policyholder, insured, or family members or relatives of the insured shall be reimbursed to the extent considered appropriate in view of the social conventions, including search and rescue fees, roundtrip airfare for up to three support persons, hotel accommodation charges for up to three persons and up to 14 days for each person, travel expenses and miscellaneous costs at the site of up to \200,000, transport costs from the site to home country, and embalming costs for deceased person’s body of up to \1,000,000.
1. In the event of death within 180 days reckoning from the date of an accident due to an injury sustained in a sudden and accidental extraneous incident during the period of coverage
2. When hospitalised for three consecutive days or longer due to injuries caused by an accident that occurred abruptly and by chance during the period of coverage or illness contracted during the term of validity (in the case of illness, however, only cases where the insured began to receive treatment from a doctor during the period of coverage are applicable)
3. In the event of death during the period of coverage due to illness, pregnancy, childbirth, premature delivery or miscarriage
4. In the event of death within 30 days reckoning from the expiry date of the period of coverage after starting to receive medical treatment from a doctor during the period of coverage due to illness contracted during the period of coverage
5. In the event of distress of an aircraft or vessel, in the event life-or-death identification is unfeasible due to the nature of the accident, in the event an official body such as the police has acknowledged that emergency search-and-rescue activities are needed
attention
1. This insurance policy does not provide coverage for the loss or damage of personal items.
2. This insurance policy does not provide coverage for medical expenses incurred by injuries or sicknesses sustained during official work duties, already covered by the Local Public Service Accident Compensation.
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For more information about the JET Program Accident Insurance, please refer to the pages below.

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